Focused On Your Success.

Invested In Your Vision.

Asset Management

Customized & Tactical
Investment Recommendations

First and foremost, we believe in building portfolios based on your goals for investing. Furthermore, we believe that as the financial landscape has grown in complexity, a diversified portfolio is not enough—a tactical and strategic approach to investing is now necessary to manage investment risks.

Our tactical approach involves ongoing economic and market analysis that allows us to make investment changes based on our current market outlook. We believe that this proactive approach to investing can help manage the risks in our clients’ portfolios and help improve their ability to reach their investment objectives.

The Goldfinch Wealth Management team begins the financial planning process by listening to you and diligently seeking to understand personal circumstances, resources, needs, and goals. We want to know your priorities and develop a long-term plan that aligns with your financial resources, with the goal of ensuring assets and cash flows are available to fund and support your goals when needed.

We work to lay out alternative financial plans and conduct risk and probability analysis to determine the strength of each. This will allow for more informed financial decisions, allowing you to move forward with clarity and confidence in your preferred plan. Our team of professionals will produce a written, customized plan that will serve as a road map for your financial future, continuing to refer to and update the plan as circumstances change over time.

Financial Planning

Developing a Road Map for
Your Financial Future

Financial Planning

Developing a Road Map for
Your Financial Future

The Goldfinch Wealth Management team begins the financial planning process by listening to you and diligently seeking to understand personal circumstances, resources, needs, and goals. We want to know your priorities and develop a long-term plan that aligns with your financial resources, with the goal of ensuring assets and cash flows are available to fund and support your goals when needed.

We work to lay out alternative financial plans and conduct risk and probability analysis to determine the strength of each. This will allow for more informed financial decisions, allowing you to move forward with clarity and confidence in your preferred plan. Our team of professionals will produce a written, customized plan that will serve as a road map for your financial future, continuing to refer to and update the plan as circumstances change over time.

Retirement Planning

Paving the Way
to Retirement

Many people work a lifetime to reach the point where they can enjoy financial independence.

Our goal is to take the confusion out of the retirement equation and put you on a path to reach your financial goals. Qualified retirement plans, social security, personal savings, and investments are all expected to play a role in retirement income. Once an estimate is reached for the amount of money needed for retirement, we develop a sound strategy to distribute your retirement assets in a tax-efficient manner.

We also assist in determining the optimum time for retirement, based on anticipated expenses and portfolio growth. We work to navigate issues, such as retirement cash-flow planning, controlling tax liability, increasing the probability of not outliving your assets, and managing risks to your nest egg. No matter where you are in life, we can provide guidance, tools, and services to prepare for retirement on your terms.

Taxes are an integral part of your financial picture. We incorporate tax considerations into both our planning and investment management. Our priority is to make the most of your finances by designing tax-efficient management and distribution strategies. Effective tax planning requires an understanding of different tax consequences, including, but not limited to, income tax rates, capital gains tax, gift tax, and estate tax.

The tax considerations of rebalancing your portfolio are evaluated up-front as they ultimately impact your investment return. We take a proactive approach to finding tax deductions and creating tax-advantaged solutions as part of your overall plan. Goldfinch Wealth Management seeks to protect your estate from potential tax erosion in future years.

For clients in retirement, taxes impact income distribution. We help you evaluate distributions from tax-deferred and non-tax-deferred accounts. As always, our team goes beyond the numbers to ensure that all decisions incorporate your specific goals.

Goldfinch Wealth Management does not provide legal or tax advice. Clients should consult a legal or tax professional regarding individual situations.

Tax Planning

Minimizing Your Tax Burdens Now & in the Future

Tax Planning

Minimizing Your Tax Burdens Now & in the Future

Taxes are an integral part of your financial picture. We incorporate tax considerations into both our planning and investment management. Our priority is to make the most of your finances by designing tax-efficient management and distribution strategies. Effective tax planning requires an understanding of different tax consequences, including, but not limited to, income tax rates, capital gains tax, gift tax, and estate tax.

The tax considerations of rebalancing your portfolio are evaluated up-front as they ultimately impact your investment return. We take a proactive approach to finding tax deductions and creating tax-advantaged solutions as part of your overall plan. Goldfinch Wealth Management seeks to protect your estate from potential tax erosion in future years.

For clients in retirement, taxes impact income distribution. We help you evaluate distributions from tax-deferred and non-tax-deferred accounts. As always, our team goes beyond the numbers to ensure that all decisions incorporate your specific goals.

Goldfinch Wealth Management does not provide legal or tax advice. Clients should consult a legal or tax professional regarding individual situations.

Estate Planning

Leaving a Legacy to
Future Generations

It takes a lifetime to build and retain wealth. Estate planning allows you to support and protect your family after your lifetime. A well-designed estate and gifting plan can provide tremendous asset protection, ensuring that assets are transferred to the intended beneficiaries when and how you want them to, and reducing or eliminating the risk of paying estate tax.

Goldfinch Wealth Management provides support to make the estate planning process clear and understandable, in addition to supplying strategies that optimize the use of estate assets. We partner with your personal attorney to explore solutions and ensure that a plan is in place that aligns with your specific wishes.

We strive to provide a sense of stability and ease, so that you know someone understands your entire financial situation is available to help and advise your survivors. We guide survivors during the probate and estate settling process, creating a smooth transition, and helping to ensure that their loved ones wishes are fulfilled.

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. By using charitable gifting techniques, a donor may be able to benefit the charity while living without having to sacrifice the income that an asset can generate. Understanding how properly structured charitable gifts can provide current benefits for both the donor and the charity could be important for the charitably inclined.

Presently, the tax code offers incentives for gifting of one’s assets or income; which means, there are real advantages to charitable gifting – for you, your heirs, and the charitable organizations you are passionate about. With an effective charitable gifting plan, you can be confident that the assets you have accumulated will benefit the people and causes that are most important to you, while realizing the tax benefits and recognition you deserve. At Goldfinch Wealth Management, we assist in formulating a strategy to help best accomplish your philanthropic desires while helping you reduce your tax obligation.

Charitable Gifting

Actions Speak Louder
Than Words

Charitable Gifting

Actions Speak Louder
Than Words

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations. By using charitable gifting techniques, a donor may be able to benefit the charity while living without having to sacrifice the income that an asset can generate. Understanding how properly structured charitable gifts can provide current benefits for both the donor and the charity could be important for the charitably inclined.

Presently, the tax code offers incentives for gifting of one’s assets or income; which means, there are real advantages to charitable gifting – for you, your heirs, and the charitable organizations you are passionate about. With an effective charitable gifting plan, you can be confident that the assets you have accumulated will benefit the people and causes that are most important to you, while realizing the tax benefits and recognition you deserve. At Goldfinch Wealth Management, we assist in formulating a strategy to help best accomplish your philanthropic desires while helping you reduce your tax obligation.

Trust Services

Creating Trusts to
Manage Your Assets

Goldfinch Wealth Management plays an active role in planning your legacy. We work alongside an estate attorney to establish a trust— while delivering sound fiduciary financial planning advice and investment management guidance—to help ensure the legacy that you desire is carried out according to your wishes.

Our Team of Professionals can help you:

Control Asset Distribution
Potentially Reduce Taxes and Transfer Costs
Protect Assets & Align With Intentions
Create a Lasting Financial Legacy
One of the best things you can do for your children and grandchildren is giving the gift of higher education. Our team can create a plan aimed to effectively fund an education for the next generation, evaluating your circumstances and assessing a variety of options to create the best education plan for you and your family.

Education Planning

Giving the Gift of
Higher Education

Education Planning

Giving the Gift of
Higher Education

One of the best things you can do for your children and grandchildren is giving the gift of higher education. Our team can create a plan aimed to effectively fund an education for the next generation, evaluating your circumstances and assessing a variety of options to create the best education plan for you and your family.

Insurance

Preparing for the
Unexpected

A key component of an excellent overall plan is making sure that there is appropriate insurance in place to protect your portfolio from unexpected events such as accidents, illness, or disability. To help ensure that you are well prepared for curve balls that life throws, we evaluate existing risk-management strategies and suggest insurance such as life, disability, and long-term care as needed. We conduct periodic reviews of your insurance to ensure that your coverage is appropriate for you and your family.
As a client, we make it a point to get to know you and your family personally. We understand your financial picture and carry out any intentions for passing your legacy on to loved ones, acting in your best interest.

You may choose to gift assets to the next generation while they are still alive. Gifting part of an estate during your lifetime allows the opportunity to see the firsthand benefits of your generosity. The difference your gifts can make for your loved ones lives could be potentially life-changing.

For example, some of your assets could be used toward helping your children or grandchildren start a family, buy a home, grow a business, or launch a dream career. By carefully planning out gifts to loved ones during your lifetime, you could potentially reduce or eliminate estate taxes.
Additionally, we step in to assist when a client or their family member passes away. We provide peace of mind that someone who understands your entire financial situation is available to help and advise your survivors. We guide survivors during the probate and estate settling process, creating a smooth transition and guaranteeing that their loved ones wishes are fulfilled.

Legacy Planning

Passing Your Financial
Legacy on to Loved Ones

Legacy Planning

Passing Your Financial
Legacy on to Loved Ones

As a client, we make it a point to get to know you and your family personally. We understand your financial picture and carry out any intentions for passing your legacy on to loved ones, acting in your best interest.

You may choose to gift assets to the next generation while they are still alive. Gifting part of an estate during your lifetime allows the opportunity to see the firsthand benefits of your generosity. The difference your gifts can make for your loved ones lives could be potentially life-changing.

For example, some of your assets could be used toward helping your children or grandchildren start a family, buy a home, grow a business, or launch a dream career. By carefully planning out gifts to loved ones during your lifetime, you could potentially reduce or eliminate estate taxes.
Additionally, we step in to assist when a client or their family member passes away. We provide peace of mind that someone who understands your entire financial situation is available to help and advise your survivors. We guide survivors during the probate and estate settling process, creating a smooth transition and guaranteeing that their loved ones wishes are fulfilled.

Employee Benefits

A Company’s Most Valuable
Asset Is Its Employees

For many employees, especially those in senior-level positions, it can be time consuming to understand and integrate compensation and benefit plans relative to your personal and family circumstances.

Understanding your employee benefits early on, often enables more strategies when it is time to make important decisions. Stock options, 401(k) accounts and other employee benefits can be a significant part of your investable assets; therefore, we prefer to be proactive so you don’t miss those valuable opportunities. We want to simplify the process by helping you understand your choices and how to gain the most from your employment situation.

Growing and maintaining a business is a lifetime commitment, requiring extensive planning and focusing on issues specific to business owners and shareholders. A business can be your most significant asset, and the financial success of that business has an immediate impact on the economic security of the family. With proper planning, the Goldfinch Wealth Management team can help tap the value of your business to support your retirement.

Goldfinch Wealth Management can help coordinate the management of your business throughout its life cycle with:

Business Plans 
Employee Benefits, including Retirement Plans
Insurance Planning
Executive Compensation
Marketing and Growth Strategy
Succession Planning

Small Business

Managing and Growing
Your Business

Small Business

Managing and Growing
Your Business

Growing and maintaining a business is a lifetime commitment, requiring extensive planning and focusing on issues specific to business owners and shareholders. A business can be your most significant asset, and the financial success of that business has an immediate impact on the economic security of the family. With proper planning, the Goldfinch Wealth Management team can help tap the value of your business to support your retirement.

Goldfinch Wealth Management can help coordinate the management of your business throughout its life cycle with:

Business Plans
Employee Benefits, including Retirement Plans
Insurance Planning
Executive Compensation
Marketing and Growth Strategy
Succession Planning